Fast Funding for
Florida Businesses
Get working capital in as little as 24 hours. Flexible, transparent, and built for businesses at every stage.
What Is a Merchant Cash Advance?
A merchant cash advance gives you a lump sum of capital today, repaid as a small percentage of your future daily revenue. No fixed monthly payments. No collateral required.
When business is strong, you pay back faster. When business slows, your payments slow with it — giving you breathing room when you need it most.
Unlike traditional bank loans, MCAs don't require years of credit history, perfect credit scores, or lengthy approval processes. Many of our clients receive approval within 24 hours of applying.
MCA at a Glance
- Lump-sum advance — available same week
- Repaid via small % of daily revenue
- Payments flex with your sales volume
- No collateral required
- No fixed monthly payments
- Approval based on revenue, not credit score alone
Funding Options to Fit Your Business
Every business is different. We match you to the right product — not just the one that's easiest to sell.
Merchant Cash Advance (MCA)
The fastest route to capital. A lump-sum advance repaid as a daily percentage of your revenue. Perfect for businesses with consistent card sales or bank deposits.
Revenue-Based Financing
Similar to an MCA but structured slightly differently — ideal for businesses with strong monthly revenue and a preference for longer payback windows.
Equipment Financing
Finance the equipment your business needs — from kitchen appliances to construction machinery — with payments structured around your cash flow.
Business Credit Lines
Draw only what you need, when you need it. A revolving business line of credit that gives you on-demand access to working capital.
Do You Qualify?
We work with businesses at many stages — including newly registered companies. Here are the general baseline requirements. If you're not sure, apply anyway and we'll guide you.
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Business registered in the US
LLC, Corporation, Sole Proprietor, or Partnership
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3+ months in operation
Some programs available for newer businesses
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$10,000+ in monthly revenue
Demonstrated via bank statements or processor statements
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Active business bank account
3 months of recent bank statements typically required
Our team reviews every application individually. Even if you don't meet every criterion, we may have options for your situation — or can help you prepare for funding in the near future.
Applying does not affect your credit score. No commitment required.
Apply for Funding NowCommon Questions About MCA Funding
In many cases, once your application is approved and documents are signed, funds can be deposited into your business account within 24 hours — sometimes the same business day. The speed depends on how quickly you can provide the required documentation (typically 3 months of bank statements and a voided check).
Our initial review process does not require a hard credit pull. If your application progresses to a formal underwriting stage, some funders may perform a soft or hard inquiry. We'll always let you know before that happens. For MCAs, business revenue and bank history are weighted more heavily than personal credit scores.
MCAs use a "factor rate" instead of an interest rate. For example, a $10,000 advance at a 1.30 factor rate means you'll repay $13,000 total. The daily repayment is a small percentage of your revenue — so if you have a slow day, you pay less; if you have a great week, you pay it off faster. We explain all costs clearly before you sign anything.
No. MCAs and most revenue-based financing products are unsecured — meaning no collateral is required. The advance is secured by your future revenue, not a personal or business asset. Equipment financing, however, is typically secured by the equipment being purchased.
Yes. Precision Business Capital specializes in working with newly registered businesses. While the general minimum is 3 months of operating history with $10,000+ in monthly revenue, we have lender relationships that work with businesses as young as 1 month in some cases. Reach out — we'll let you know exactly what options are available for your situation.
No hidden fees — ever. We're committed to full cost transparency. Before you sign any agreement, we'll walk you through the total payback amount, daily or weekly payment amount, and any fees associated with your specific funding product. Our business is built on trust, and we never obscure costs.
Ready to Apply?
Takes minutes. Decision in 24 hours. No credit impact to apply.
Apply for Funding Now